Simple tips to determine whether you need to use a credit card or that loan to borrow cash. Individual Finance Insider writes about items, techniques, and suggestions to help you create smart choices with your cash. Individual Finance Insider writes about services and products, techniques, and ideas to help you create decisions that are smart… Continue reading Simple tips to determine whether you need to use a credit card or that loan to borrow cash. Individual Finance Insider writes about items, techniques, and suggestions to help you create smart choices with your cash.